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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

SIMEST Digital or Green Transition loan (incl. AI and Quantum Computing section)

SIMEST - Transizione digitale o ecologica

Status

Status not published

Portal temporarily unavailable 2 to 5 October 2026 for platform upgrades; otherwise applications are accepted continuously until funds run out.

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Amount
€5,000,000

Subsidised-rate loan (0.371%, 6 years incl. 2 of pre-amortisation; up to 8 years for energy-intensive, USA-linked and AI/Quantum firms). Ceiling is the lower of 35% of average revenue, EUR 500,000 (micro), EUR 2.5m (SMEs and innovative SMEs) or EUR 5m (other companies). Non-repayable share up to 10% (max EUR 100,000); up to 20% for energy-intensive firms or those in energy-efficiency programmes, and 30% for SMEs hit by the Persian Gulf conflict (applications by 31.12.2026). New AI and Quantum Computing section from 21 September 2026 with a EUR 200m reserve.

Funder

SIMEST S.p.A. (Gruppo CDP)

public · national

Deadline: Open all year — Portal temporarily unavailable 2 to 5 October 2026 for platform upgrades; otherwise applications are accepted continuously until funds run out.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for Italy.

Who can apply

Italian companies (micro, small and medium enterprises in particular) with an international vocation; applications are filed only through the SIMEST portal and filing does not guarantee approval (subject to completeness, eligibility checks, SIMEST appraisal, availability of funds and the Comitato Agevolazioni). Subsidised rate 0.371%. Innovative start-ups and innovative SMEs, young- or women-led firms and Southern firms can access the non-repayable share.

Apply on the funder's site

Source. https://www.simest.it/per-le-imprese/finanziamenti-agevolati/finanziamenti-agevolati-internazionalizzazione/transizione-digitale-o-ecologica/

"Importo massimo finanziabile: l’importo massimo che può essere richiesto è pari al minore tra: il 35% dei ricavi medi risultanti dagli ultimi due Bilanci (voce A1 del conto economico); € 500.000 per le Micro Imprese; € 2.500.000 per le PMI e PMI innovative; € 5.000.000 per le Altre imprese. Importo "

Last checked against the official page on 5 October 2026

Source: www.simest.it

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