SIMEST International E-commerce loan
SIMEST - E-commerce
Status not published
Continuous filing via the SIMEST portal (temporary outage 2 to 5 October 2026).
Subsidised-rate loan (0.371%, 4 years incl. 2 pre-amortisation) to build or improve an own e-commerce platform or open a store on a third-party marketplace; capped at EUR 500,000 and 20% of average revenue. Non-repayable share up to 10% (max EUR 100,000), or 20% (max EUR 200,000) for innovative start-ups/SMEs or Southern firms on Africa, Latin America or India projects.
public · national
Deadline: Open all year — Continuous filing via the SIMEST portal (temporary outage 2 to 5 October 2026).
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for Italy.
Who can apply
- Stage: seed, Series A and growth
- Locally registered entity required
Italian companies (micro, small and medium enterprises in particular) with an international vocation; applications are filed only through the SIMEST portal and filing does not guarantee approval (subject to completeness, eligibility checks, SIMEST appraisal, availability of funds and the Comitato Agevolazioni). Subsidised rate 0.371%. Innovative start-ups and innovative SMEs, young- or women-led firms and Southern firms can access the non-repayable share.
Related reading: How grant deadlines actually work · What is de minimis aid?
"Importo massimo finanziabile: Fino a € 500.000 e comunque non superiore al 20% dei ricavi medi risultanti dagli ultimi due bilanci depositati dall’impresa per una Piattaforma propria o per una Piattaforma di terzi. Importo minimo pari a € 10.000"
Last checked against the official page on 5 October 2026
Source: www.simest.it
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