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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

ON – Beyond New zero-interest enterprises

ON – Oltre Nuove imprese a tasso zero

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€3,000,000

Eligible project spend up to EUR 3 million, with the incentive covering up to 90% of project costs. Historically a mix of a zero-interest loan (repayable over 10 years) and a non-repayable grant, but the grant funds are exhausted: 'per le domande presentate dal 1° luglio 2026 le agevolazioni verranno quindi concesse nella sola forma del finanziamento agevolato' — from 1 July 2026 only the subsidised zero-interest loan is granted.

You must co-fund 10%. Work out the cash you need

Funder

Invitalia S.p.A., for the Ministero delle Imprese e del Made in Italy

public · national

Deadline: Open all year — Open-window (sportello), active since 19 May 2021, with no closing date published. From 1 July 2026 the aid is granted only as subsidised financing.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

You fund 10% yourself.

Who can apply

Companies with 'prevalente partecipazione giovanile o femminile': people aged 18-35, or women of any age, must make up more than 50% of both the shareholders and the equity held. Micro and small enterprises.

How to apply

  1. Confirm ownership structure: people aged 18-35 or women of any age must hold more than 50% of both the shareholders and the equity. — link
  2. Prepare the business plan with eligible costs up to EUR 3 million.
  3. Submit the application through the Invitalia reserved area (invitalia-areariservata-fe.npi.invitalia.it). — link
  4. If the project passes the first screening, complete the second-phase evaluation documentation. — link

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.invitalia.it/cosa-facciamo/creiamo-nuove-aziende/nuove-imprese-a-tasso-zero

"prevalente partecipazione giovanile o femminile ... spese ammissibili fino a 3 milioni di euro ... per le domande presentate dal 1° luglio 2026 le agevolazioni verranno quindi concesse nella sola forma del finanziamento agevolato."

Verified on 14 August 2026

Source: www.invitalia.it

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Paid, separate from Unclaimed

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