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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Status

Status not published

This funder does not publish a call calendar. Check their page before planning around it.

Open now
Amount
100,000,000 INR

Guarantee cover for collateral-free credit to micro and small enterprises, with the guarantee ceiling raised to INR 10 crore. Cover ranges from 75% to 85% of the amount in default depending on borrower category, with higher cover for women, SC/ST, North East and micro loans up to INR 5 lakh.

Funder

CGTMSE (Ministry of MSME and SIDBI)

ppp · national

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

Who can apply

Micro and small enterprises registered on Udyam, in manufacturing or services (retail trade is covered under specified conditions). New and existing enterprises are eligible. DPIIT recognition is not required - startups seeking a startup-specific guarantee should use CGSS instead.

How to apply

  1. Approach a CGTMSE Member Lending Institution (bank, NBFC, small finance bank or RRB) for a credit facility.
  2. Lender appraises and sanctions the facility without collateral or third-party guarantee.
  3. Lender lodges the guarantee application on the CGTMSE portal and pays the annual guarantee fee.

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.cgtmse.in/ · not human-checked

Verified on 14 August 2026

Source: funder's homepage — the programme page was not found

Similar programmes

Credit Guarantee Scheme for Startups (CGSS)

Status not published

Department for Promotion of Industry and Internal Trade (DPIIT); National Credit Guarantee Trustee Company (NCGTC)

CGTMSE Credit Guarantee Scheme for Micro and Small Enterprises

Open continuously

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), set up by the Ministry of MSME, Government of India and SIDBI

Agriculture Infrastructure Fund (AIF)

Status not published

Department of Agriculture and Farmers Welfare, Ministry of Agriculture

Stand-Up India Scheme

Status not published

Department of Financial Services, Ministry of Finance / SIDBI

Pradhan Mantri MUDRA Yojana (PMMY)

Status not published

Micro Units Development and Refinance Agency (MUDRA) Ltd / Department of Financial Services

Kerala Startup Mission Seed Fund

Status not published

Kerala Startup Mission (KSUM), Government of Kerala

Paid, separate from Unclaimed

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