Credit Guarantee Scheme for Startups (CGSS)
Status not published
This funder does not publish a call calendar. Check their page before planning around it.
Guarantee cover for loans to DPIIT-recognised startups, with a ceiling of INR 20 crore of guarantee per borrower (raised from INR 10 crore in 2025). Cover is 80% of the amount in default for loans up to INR 3 crore, 75% for loans above INR 3 crore up to INR 5 crore, and 85% for startups in 27 identified champion sectors.
Department for Promotion of Industry and Internal Trade (DPIIT); National Credit Guarantee Trustee Company (NCGTC)
public · national
Deadline: rolling
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Locally registered entity required
DPIIT recognition is a prerequisite. Startup must be at a stage generating stable revenue as assessed by audited monthly statements over a 12-month period, or otherwise creditworthy per the lender. Must not be in default to any lending or investing institution and not classified as NPA.
How to apply
- Approach a Member Institution (scheduled bank, NBFC or AIF registered with NCGTC).
- Lender appraises the credit facility and applies for guarantee cover on the NCGTC portal.
- Guarantee fee is paid annually on the outstanding amount.
Source. https://www.ncgtc.in/en/cgss — checked 2026-08-14 · not human-checked