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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Credit Guarantee Scheme for Startups (CGSS)

Status

Status not published

This funder does not publish a call calendar. Check their page before planning around it.

Open now
Amount
200,000,000 INR

Guarantee cover for loans to DPIIT-recognised startups, with a ceiling of INR 20 crore of guarantee per borrower (raised from INR 10 crore in 2025). Cover is 80% of the amount in default for loans up to INR 3 crore, 75% for loans above INR 3 crore up to INR 5 crore, and 85% for startups in 27 identified champion sectors.

Funder

Department for Promotion of Industry and Internal Trade (DPIIT); National Credit Guarantee Trustee Company (NCGTC)

public · national

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

DPIIT recognition is a prerequisite. Startup must be at a stage generating stable revenue as assessed by audited monthly statements over a 12-month period, or otherwise creditworthy per the lender. Must not be in default to any lending or investing institution and not classified as NPA.

How to apply

  1. Approach a Member Institution (scheduled bank, NBFC or AIF registered with NCGTC).
  2. Lender appraises the credit facility and applies for guarantee cover on the NCGTC portal.
  3. Guarantee fee is paid annually on the outstanding amount.

Related reading: How grant deadlines actually work · DPIIT recognition for Indian startups, explained

Apply on the funder's site

Source. https://www.ncgtc.in/en/cgss · not human-checked

Verified on 14 August 2026

Source: www.ncgtc.in

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Paid, separate from Unclaimed

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