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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Business and Industry (B&I) Loan Guarantees

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
$25,000,000

USDA guarantees up to 80% of a commercial lender's loan, with loans typically up to $10 million and up to $25 million (or $40 million in limited cases) with agency approval.

Funder

U.S. Department of Agriculture, Rural Development

public · national

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

The business must be located in a rural area with population of 50,000 or less. Applies through a lender; borrower equity of at least 10% (20% for start-ups) is normally required.

How to apply

  1. Find a commercial lender willing to originate a B&I guaranteed loan
  2. The lender applies to USDA Rural Development for the guarantee

Related reading: How grant deadlines actually work · UEI and SAM.gov registration, explained

Apply on the funder's site

Source. https://www.rd.usda.gov/programs-services/business-programs/business-industry-loan-guarantees · not human-checked

Verified on 14 August 2026

Source: www.rd.usda.gov

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