Business and Industry (B&I) Loan Guarantees
Open continuously
No deadline — apply whenever you are ready.
USDA guarantees up to 80% of a commercial lender's loan, with loans typically up to $10 million and up to $25 million (or $40 million in limited cases) with agency approval.
U.S. Department of Agriculture, Rural Development
public · national
Deadline: rolling
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Sectors: any, agri, manufacturing
- Stage: growth
- Locally registered entity required
The business must be located in a rural area with population of 50,000 or less. Applies through a lender; borrower equity of at least 10% (20% for start-ups) is normally required.
How to apply
- Find a commercial lender willing to originate a B&I guaranteed loan
- The lender applies to USDA Rural Development for the guarantee
Source. https://www.rd.usda.gov/programs-services/business-programs/business-industry-loan-guarantees — checked 2026-08-14 · not human-checked