California Capital Access Program (CalCAP) for Small Business
Open continuously
No deadline — apply whenever you are ready.
A loan loss reserve programme: borrower and lender contributions are matched by the state into a reserve account held for the lender, enabling loans up to $5 million to businesses that would not otherwise qualify. No cash goes to the borrower beyond the loan itself.
California Pollution Control Financing Authority (California State Treasurer's Office)
public · regional
Deadline: rolling
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Up to 500 employees
- small enterprises
- Stage: seed, growth
- Locally registered entity required
Business must have 500 or fewer employees, be located in California and use the proceeds for a California operation. Passive real estate and certain restricted activities are excluded.
How to apply
- Find a CalCAP-participating lender
- Apply for the loan and ask the lender to enrol it in CalCAP
Source. https://www.treasurer.ca.gov/cpcfa/calcap/sb/index.asp — checked 2026-08-14 · not human-checked