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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

SBA Economic Injury Disaster Loans (EIDL)

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
$2,000,000

Working capital loans up to $2 million for small businesses in a declared disaster area that have suffered substantial economic injury. Terms up to 30 years; rates capped for small businesses and non-profits.

Funder

U.S. Small Business Administration, Office of Disaster Assistance

public · national

Deadline: Fixed cut-off dates — Available only after a federal or SBA disaster declaration for your area, usually with a filing deadline of 9 months from the declaration for economic injury.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Business must be physically located in a declared disaster area and demonstrate substantial economic injury. The COVID-19 EIDL programme itself is permanently closed to new applications.

How to apply

  1. Check whether your county has an active SBA disaster declaration
  2. Apply online through the SBA disaster loan assistance portal before the filing deadline

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.sba.gov/funding-programs/disaster-assistance · not human-checked

Verified on 14 August 2026

Source: www.sba.gov

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