SBA Economic Injury Disaster Loans (EIDL)
Open continuously
No deadline — apply whenever you are ready.
Working capital loans up to $2 million for small businesses in a declared disaster area that have suffered substantial economic injury. Terms up to 30 years; rates capped for small businesses and non-profits.
U.S. Small Business Administration, Office of Disaster Assistance
public · national
Deadline: cutoff — Available only after a federal or SBA disaster declaration for your area, usually with a filing deadline of 9 months from the declaration for economic injury.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- small enterprises
- Stage: seed, growth
- Locally registered entity required
Business must be physically located in a declared disaster area and demonstrate substantial economic injury. The COVID-19 EIDL programme itself is permanently closed to new applications.
How to apply
- Check whether your county has an active SBA disaster declaration
- Apply online through the SBA disaster loan assistance portal before the filing deadline
Source. https://www.sba.gov/funding-programs/disaster-assistance — checked 2026-08-14 · not human-checked