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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

SBA 7(a) Loan Program

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
$5,000,000

SBA: 'The maximum loan amount for a 7(a) loan is $5 million.' SBA guarantees a portion of the loan (85% for loans up to $150,000 and 75% above that); SBA's maximum exposure is $3.75 million. The loan itself is made by a participating lender, not by SBA.

Funder

U.S. Small Business Administration

ppp · national

Deadline: Open all year — No deadline; applications are made to participating lenders year-round.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

Who can apply

SBA criteria: operate as a for-profit business, be located in the US, meet SBA size standards, not be an ineligible business type, demonstrate inability to obtain comparable credit elsewhere, and show creditworthiness and repayment ability. No SAM.gov registration or UEI is needed for SBA guaranteed loans - SAM/UEI is the gate for federal grants and contracts, not for 7(a) lending. Size standards vary by NAICS code.

How to apply

  1. Check eligibility against SBA size standards and the ineligible-business list. — link
  2. Find a participating lender using SBA's Lender Match tool or approach a local bank/CDFI directly. — link
  3. Submit the lender's application package; the lender makes the credit decision and requests the SBA guarantee.

What you will need

Related reading: How grant deadlines actually work · UEI and SAM.gov registration, explained

Apply on the funder's site

Source. https://www.sba.gov/funding-programs/loans/7a-loans

"The maximum loan amount for a 7(a) loan is $5 million."

Verified on 14 August 2026

Source: www.sba.gov

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Paid, separate from Unclaimed

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