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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Community Advantage Small Business Lending Companies (CA SBLC)

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
$350,000

SBA: 'CA SBLCs focus on making loans of up to $350,000 to small businesses in underserved markets'. The Biden-era attempt to raise the ceiling to $500,000 (and $2 million for climate projects) was reversed - in May 2025 SBA 'reinstated the moratorium on the approval of new Community Advantage lending licenses' and imposed higher capital reserve requirements. Existing licensed CA SBLCs continue to lend. Treat the $350,000 figure as the operative published ceiling.

Funder

U.S. Small Business Administration

ppp · national

Deadline: Open all year — Borrowers apply year-round to a licensed CA SBLC. No new CA SBLC lender licences are being approved as of May 2025.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

Underserved markets defined by SBA as: businesses in Low-to-Moderate Income communities, Empowerment Zones, HUBZones, Promise Zones, Opportunity Zones or Rural Areas; 'New businesses (those in operation for less than two years)'; businesses 51 percent or more owned and controlled by one or more Veterans; and businesses where more than 50% of the full-time workforce is low-income or resides in LMI census tracts. This is the most startup-accessible SBA 7(a) channel. No SAM.gov registration or UEI required.

How to apply

  1. Confirm the business falls into an underserved market category (LMI community, HUBZone, Opportunity Zone, rural area, veteran-owned, or a business in operation for less than two years).
  2. Identify a licensed CA SBLC lender, e.g. via SBA Lender Match. — link
  3. Apply to the CA SBLC; it makes the credit decision under 7(a) rules.

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://legacy.sba.gov/document/support-community-advantage-small-business-lending-companies-ca-sblcs

"CA SBLCs focus on making loans of up to $350,000 to small businesses in underserved markets"

Verified on 14 August 2026

Source: legacy.sba.gov

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Paid, separate from Unclaimed

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