Skip to content
Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Main Street Capital Loan Fund (New York)

Status

Status not published

Start with an online pre-application on Pursuit's platform; no published deadline.

Check with the funder
Amount
$100,000

Term loans of up to $100,000 at a fixed 9.90% APR, maximum term 6 years, interest-only in year one (principal deferred and amortised over the remaining term). $10 million fund. Uses: startup costs, working capital, franchise fees, equipment and machinery, inventory. Personal guarantee required from owners with more than 20% ownership.

Funder

Empire State Development (ESD) with Pursuit

public · regional

Deadline: Open all year — Start with an online pre-application on Pursuit's platform; no published deadline.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Business owned by a New York State resident and operating in New York; 100 or fewer full-time employees; annual revenue under $5 million; startup or early-stage business in operation for fewer than 4 years. Particular focus on communities that have historically faced challenges obtaining credit.

How to apply

  1. Complete the pre-application on Pursuit's online platform. — link
  2. If approved, receive a fixed-rate term loan with interest-only payments for the first year.

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://esd.ny.gov/main-street-capital-loan-fund

"In partnership with Pursuit, the $10-million Main Street Capital Loan Fund (MSCLF) makes term loans of $100,000 or less available for start ups and early-stage businesses, particularly businesses in or of communities that have historically faced challenges in obtaining adequate credit or favorable t"

Last checked against the official page on 5 October 2026

Source: esd.ny.gov

Report an error Something wrong or out of date? Tell us.

Similar programmes

Massachusetts Growth Capital Corporation (MGCC) Loans and Grants

Open continuously

Massachusetts Growth Capital Corporation

Rural Microentrepreneur Assistance Program (RMAP)

Status not published

U.S. Department of Agriculture, Rural Development

Business and Industry (B&I) Loan Guarantees

Open continuously

U.S. Department of Agriculture, Rural Development

SBA 504 Loan Program

Open continuously

U.S. Small Business Administration

California Capital Access Program (CalCAP) for Small Business

Open continuously

California Pollution Control Financing Authority (California State Treasurer's Office)

Texas Product Development and Small Business Incubator Fund

Open continuously

Texas Economic Development Bank, Office of the Governor (Texas Economic Development and Tourism Office)

Paid, separate from Unclaimed

Want a human to review your application?

Involve Consulting can help — a paid expert-review service run by the same person behind Unclaimed, entirely separate from this free check. A flat fee, agreed up front; never a cut of what you receive.

Talk to Involve Consulting