EDA Revolving Loan Fund (RLF) Program
Open continuously
No deadline — apply whenever you are ready.
EDA capitalises revolving loan funds operated by local economic development organisations, which then lend to small businesses that cannot get conventional credit. Individual loan sizes are set by the local RLF operator, commonly $25,000-$500,000.
U.S. Economic Development Administration
public · national
Deadline: rolling — Businesses apply directly to their regional RLF operator at any time; EDA capitalisation grants to operators are competed periodically.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- small enterprises
- Stage: seed, growth
- Locally registered entity required
Terms, rates and eligibility are set by the local RLF operator within EDA rules; loans generally require job creation or retention commitments and evidence that conventional credit is unavailable.
How to apply
- Identify the EDA-funded RLF operator covering your county (often the regional council of governments or economic development district)
- Apply to that operator with a business plan and financials
Source. https://www.eda.gov/funding/programs/revolving-loan-fund — checked 2026-08-14 · not human-checked