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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

California IBank Small Business Loan Guarantee Program

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
Not published

IBank guarantees up to 80% of a lender's loan, with a maximum guarantee commonly around $5 million (guarantee portion up to $2.5 million). Delivered through a network of Financial Development Corporations.

Funder

California Infrastructure and Economic Development Bank (IBank)

public · regional

Deadline: Open all year

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

California-based small business with 750 or fewer employees that cannot obtain conventional credit without the guarantee. Start-ups are eligible with the FDC's support.

How to apply

  1. Contact a participating Financial Development Corporation (FDC)
  2. The FDC works with your lender to structure the guarantee
  3. Lender closes the guaranteed loan

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://ibank.ca.gov/small-business/loan-guarantees/ · not human-checked

Verified on 14 August 2026

Source: ibank.ca.gov

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