California IBank Small Business Loan Guarantee Program
Open continuously
No deadline — apply whenever you are ready.
IBank guarantees up to 80% of a lender's loan, with a maximum guarantee commonly around $5 million (guarantee portion up to $2.5 million). Delivered through a network of Financial Development Corporations.
California Infrastructure and Economic Development Bank (IBank)
public · regional
Deadline: rolling
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Up to 750 employees
- small enterprises
- Stage: seed, growth
- Locally registered entity required
California-based small business with 750 or fewer employees that cannot obtain conventional credit without the guarantee. Start-ups are eligible with the FDC's support.
How to apply
- Contact a participating Financial Development Corporation (FDC)
- The FDC works with your lender to structure the guarantee
- Lender closes the guaranteed loan
Source. https://ibank.ca.gov/small-business/loan-guarantees/ — checked 2026-08-14 · not human-checked