Discovery tool, not advice. Every figure is the published rule, not a decision on your case.

Loans

Youth Startup Loan

青年創業貸款

Status

Open continuously

No deadline — apply whenever you are ready.

Always open

Amount

12,000,000 TWD

Working-capital loans up to NT$6 million; capital-expenditure loans up to 80% of project cost and up to NT$12 million; combined ceiling across firms with the same owner. Floating interest at the Chunghwa Post two-year time-deposit rate plus 0.575%.

You must co-fund 20%. Work out the cash you need

Funder

經濟部中小及新創企業署 (Small and Medium Enterprise and Startup Administration, MOEA)

public · national

Deadline: Open all year — Standing scheme: apply with a startup loan plan to a participating lending financial institution, which assesses and approves the loan.

Your odds

Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort

quick

Quick — mostly identity and bank details.

You fund 20% yourself.

Who can apply

Under 8 years old
Stage: idea stage, pre-seed and seed
Locally registered entity required

SMEs not in finance, insurance or special entertainment, registered under 8 years; the legal representative must be aged 18 to 45 and hold at least 20% of paid-in capital. Taiwan-registered nationals need at least 20 hours of approved startup training in the past 3 years; non-nationals need a Taiwan entrepreneur visa, Employment Gold Card or valid residence permit.

Apply on the funder's site

Source. https://law.moea.gov.tw/LawContent.aspx?id=FL068682

"週轉性支出：貸款額度最高新臺幣六百萬元。 ... 資本性支出：最高不超過計畫經費之八成，貸款額度最高新臺幣一千二百萬元。 ... 貸款利率以中華郵政股份有限公司二年期定期儲金機動利率加百分之零點五七五，機動計息。"

Last checked against the official page on 5 October 2026

Source: law.moea.gov.tw

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