Discovery tool, not advice. Every figure is the published rule, not a decision on your case.

Loans

Youth Startup Loan Credit Guarantee (SMEG)

青年創業貸款信用保證

Status

Open continuously

No deadline — apply whenever you are ready.

Always open

Amount

12,000,000 TWD

Credit guarantee of up to 95% on youth startup loans (working capital up to NT$6 million, capital expenditure up to NT$12 million), which lets founders borrow with little or no collateral.

Funder

財團法人中小企業信用保證基金 (Small and Medium Enterprise Credit Guarantee Fund)

public · national

Deadline: Open all year — Standing guarantee scheme; the borrower applies for the loan at a participating bank, which requests the SMEG guarantee.

Your odds

Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort

quick

Quick — mostly identity and bank details.

Who can apply

Under 8 years old
Stage: idea stage, pre-seed and seed
Locally registered entity required

SMEs registered under 8 years, not in finance, insurance or special entertainment; legal representative aged 18 to 45 holding at least 20% of paid-in capital; 20 hours of startup counselling or 2 credits within 3 years.

Apply on the funder's site

Source. https://www.smeg.org.tw/basic/?mode=detail&node=392

"符合中小企業認定標準第二條之中小企業，非金融保險業、特殊娛樂業且設立登記未滿8年，並具備下列條件者: 1.負責人須年滿18~45歲，出資額占實收資本額20％以上。 ... 最高9.5成"

Last checked against the official page on 5 October 2026

Source: www.smeg.org.tw

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