TEPIX III Loan Fund (HDB)
Ταμείο Δανείων ΤΕΠΙΧ ΙΙΙ
Closed for now
Watch the HDB programme page for a new phase.
Fund pays 40% of each loan interest-free, the bank 60% at reduced rates, with an optional 3% interest subsidy for two years; investment loans EUR 20,000 to EUR 1.5 million (de minimis) or up to EUR 8 million (GBER Art. 21), working-capital loans EUR 10,000 to EUR 500,000.
Hellenic Development Bank (HDB) (NSRF 2021-2027 Competitiveness Programme)
public · national
Deadline: Closed — HDB states that the available funds for Phase V have been fully utilized; the eligibility period ends 31 December 2029 and further phases are not announced.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for Greece.
Who can apply
- Stage: idea stage, pre-seed, seed, Series A and growth
- Locally registered entity required
Eligible small and medium enterprises established and operating legally in Greece, by KAD code list; all phases currently exhausted.
How to apply
- Submit the application on the HDB KYC platform (kyc.hdb.gr)
- Enter the KYC code in the OPSKE state aid system (app.opske.gr)
- Submit documents to the chosen credit institution
Related reading: How grant deadlines actually work · What is de minimis aid?
Source. https://hdb.gr/en/tepix-iii-loan-fund/
"the available funds for Phase V of the TEPIX III Loan Fund have been fully utilized"
Last checked against the official page on 5 October 2026
Source: hdb.gr
Report an error Something wrong or out of date? Tell us.
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