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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

TEPIX III Loan Fund (HDB)

Ταμείο Δανείων ΤΕΠΙΧ ΙΙΙ

Status

Closed for now

Watch the HDB programme page for a new phase.

Closed
Amount
€8,000,000

Fund pays 40% of each loan interest-free, the bank 60% at reduced rates, with an optional 3% interest subsidy for two years; investment loans EUR 20,000 to EUR 1.5 million (de minimis) or up to EUR 8 million (GBER Art. 21), working-capital loans EUR 10,000 to EUR 500,000.

Funder

Hellenic Development Bank (HDB) (NSRF 2021-2027 Competitiveness Programme)

public · national

Deadline: Closed — HDB states that the available funds for Phase V have been fully utilized; the eligibility period ends 31 December 2029 and further phases are not announced.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for Greece.

Who can apply

Eligible small and medium enterprises established and operating legally in Greece, by KAD code list; all phases currently exhausted.

How to apply

  1. Submit the application on the HDB KYC platform (kyc.hdb.gr)
  2. Enter the KYC code in the OPSKE state aid system (app.opske.gr)
  3. Submit documents to the chosen credit institution

Apply on the funder's site

Source. https://hdb.gr/en/tepix-iii-loan-fund/

"the available funds for Phase V of the TEPIX III Loan Fund have been fully utilized"

Last checked against the official page on 5 October 2026

Source: hdb.gr

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