Skip to content
Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

TEPIX III Guarantee Fund - Start-up Entrepreneurship sub-fund (HDB)

Ταμείο Εγγύησης ΤΕΠΙΧ ΙΙΙ – Επιχειρηματικότητα Νέων Επιχειρήσεων

Status

Status not published

Listed under current programmes with no closing date; apply on the HDB KYC platform, then in the iSAMIS system and at the bank.

Open now
Amount
€1,500,000

Start-up sub-fund: 80% guarantee on investment loans up to EUR 1.5 million and working-capital or revolving-credit loans up to EUR 200,000 (minimum EUR 10,000); zero guarantee fee, interest subsidy of 2% (Attica and South Aegean) or 3% (other regions) for two years, collateral capped at 30%.

Funder

Hellenic Development Bank (HDB) (NSRF 2021-2027 Competitiveness Programme)

public · national

Deadline: Open all year — Listed under current programmes with no closing date; apply on the HDB KYC platform, then in the iSAMIS system and at the bank.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Micro and small enterprises with up to 5 years of operation (a General Entrepreneurship sub-fund exists for all SMEs); guarantee on a bank loan, not a cash grant.

How to apply

  1. Submit the application on the HDB KYC platform (kyc.hdb.gr) and receive a non-binding bank offer
  2. Enter the KYC code in the Integrated State Aid Management Information System (app.opske.gr)
  3. Visit the credit institution branch with the supporting documents and complete the ESG self-assessment

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://hdb.gr/en/tepix-iii-guarantee-fund/

"Sub-Fund targets micro and small enterprises with up to 5 years of operation."

Last checked against the official page on 5 October 2026

Source: hdb.gr

Report an error Something wrong or out of date? Tell us.

Similar programmes

TEPIX III Loan Fund (HDB)

Closed for now

Hellenic Development Bank (HDB) (NSRF 2021-2027 Competitiveness Programme)

Digitalization Co-Financing Loans (HDB)

Paused by the funder

Hellenic Development Bank (HDB) (Business Growth Fund)

Just Transition Loans Fund (HDB)

Status not published

Hellenic Development Bank (HDB) (Just Transition Programme 2021-2027)

Innovation Guarantee Fund (Hellenic Development Bank)

Status not published

Hellenic Development Bank (HDB) with NSRF 2021-2027 resources

Elevate Greece – National Startup Registry

Open continuously

Υπουργείο Ανάπτυξης / Γενική Γραμματεία Έρευνας και Καινοτομίας

Elevate Greece startup grant (ESPA)

Closed for now

Υπουργείο Ανάπτυξης / ΕΣΠΑ

Paid, separate from Unclaimed

Want a human to review your application?

Involve Consulting can help — a paid expert-review service run by the same person behind Unclaimed, entirely separate from this free check. A flat fee, agreed up front; never a cut of what you receive.

Talk to Involve Consulting