Digitalization Co-Financing Loans (HDB)
Δάνεια Συγχρηματοδότησης Ψηφιοποίησης (ΕΑΤ)
Paused by the funder
HDB says the fund will be reactivated after the new De Minimis Regulation is adopted; no date published.
Loans EUR 25,000 to EUR 1,000,000 for digitalisation; 40% of the capital interest-free, 60% from the bank with a partial interest subsidy of up to 3% for two years; collateral capped at 100% of the loan.
Hellenic Development Bank (HDB) (Business Growth Fund)
public · national
Deadline: Closed — Submission of applications is temporarily suspended according to the HDB page; no reopening date is given.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for Greece.
Who can apply
- Stage: idea stage, pre-seed, seed, Series A and growth
- Locally registered entity required
Small and medium enterprises with a legal establishment in Greece; suspended, check the HDB page before applying.
How to apply
- Apply on the HDB KYC platform (kyc.hdb.gr)
- Enter the KYC code in the PSKE system (ependyseis.gr) and name the bank
- Submit documents to the financial intermediary
Related reading: How grant deadlines actually work · What is de minimis aid? · Co-funding and match funding, explained
Source. https://hdb.gr/en/digitalization-co-financing-loans/
"The Fund will be reactivated soon with the adoption of the new EU Regulation 2831/2023 (new De Minimis)"
Last checked against the official page on 5 October 2026
Source: hdb.gr
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