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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Just Transition Loans Fund (HDB)

Ταμείο Δανείων Δίκαιης Αναπτυξιακής Μετάβασης (ΕΑΤ)

Status

Status not published

Applications through the HDB KYC platform and the OPSKE system with no closing date shown; disbursements run until 31 December 2029.

Open now
Amount
€500,000

Loans EUR 5,000 to EUR 500,000, 1 to 10 years; 50% of each loan interest-free from the fund and the bank share carries an optional 3% interest subsidy for three years; collateral capped at 100% of the loan.

Funder

Hellenic Development Bank (HDB) (Just Transition Programme 2021-2027)

public · regional

Deadline: Open all year — Applications through the HDB KYC platform and the OPSKE system with no closing date shown; disbursements run until 31 December 2029.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for Greece.

Who can apply

SMEs on the eligible NACE list with headquarters or branches in the named regions or islands up to 3,100 inhabitants; De Minimis limit EUR 300,000 over three years applies.

How to apply

  1. Apply on the HDB KYC platform (kyc.hdb.gr) naming preferred banks
  2. Enter the KYC code in OPSKE (app.opske.gr)
  3. Submit documents to the bank and complete the ESG Tracker questionnaire

Related reading: How grant deadlines actually work · What is de minimis aid?

Apply on the funder's site

Source. https://hdb.gr/en/development-law-financial-instrument-guarantee-fund-delfi-gf-2/

"The amount of the loan may range from € 5,000 up to € 500,000."

Last checked against the official page on 5 October 2026

Source: hdb.gr

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