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Unclaimed
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Loans

Pronampe (national support credit for micro and small businesses)

Pronampe — Programa Nacional de Apoio às Microempresas e Empresas de Pequeno Porte

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
250,000 BRL

Up to 30% of annual revenue reported to the Receita Federal, capped at BRL 250,000 per CNPJ; term up to 60 months with up to 24 months grace; maximum rate Selic plus 6% a year. State-guaranteed through the FGO.

Funder

Governo Federal, via Caixa Econômica Federal and participating banks

public · national

Deadline: Open all year — Standing credit line; requested at CAIXA branches (other participating banks have their own channels).

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

MEI with revenue up to BRL 81,000, microenterprise up to BRL 360,000 and small business (EPP) up to BRL 4.8 million a year; company must share revenue data with the Receita Federal and not have a contract in grace, paused or honoured by the FGO.

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.caixa.gov.br/empresa/credito-financiamento/capital-de-giro/pronampe/Paginas/default.aspx

"Até 30% do faturamento anual informado pela Receita Federal, limitado a R$ 250 mil por CNPJ, conforme capacidade de pagamento. ... Prazo total de até 60 meses, com carência de até 24 meses. ... Taxa de juros anual máxima correspondente à taxa Selic (Sistema Especial de Liquidação e de Custódia), acr"

Last checked against the official page on 5 October 2026

Source: www.caixa.gov.br

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