Finep Inovacred (indirect innovation credit line)
Finep Inovacred
Open continuously
No deadline — apply whenever you are ready.
'Projetos e PEIS até 30 milhões. Taxa: TR + 6,068 a 6,605% a.a.' Operated indirectly ('Operação: Indireta via parceiros') through accredited regional financial partners, which set the individual ticket. Open to companies of all revenue bands, including 'Receita: até R$ 4,8 Mi'.
Financiadora de Estudos e Projetos (Finep)
public · national
Deadline: rolling — Continuous credit line ('fluxo contínuo') operated through accredited partner institutions, not a call with a closing date.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Major bid — written case, budget, possibly partners.
Who can apply
- Stage: seed, series_a, growth
- Locally registered entity required
Brazilian companies ('empresas brasileiras'). Objective: 'Apoiar o fomento às atividades inovativas de empresas brasileiras.' This is reimbursable credit at TR + ~6% p.a., not a grant.
How to apply
- Register the company in the Finep cadastro system. — link
- Identify an accredited partner financial institution operating Inovacred in your state. — link
- Submit the innovation project and financial documentation to the partner institution for credit analysis and contracting.
What you will need
- Finep cadastro (company registration)
- Innovation project description and budget
- Company financial statements / consolidated group financials
Source. https://www.finep.gov.br/chamadas-publicas/chamadaspublicas?situacao=aberta — checked 2026-08-14
"Finep Inovacred — Objetivo: Apoiar o fomento às atividades inovativas de empresas brasileiras. Condição de financiamento: Projetos e PEIS até 30 milhões. Taxa: TR + 6,068 a 6,605% a.a. Operação: Indireta via parceiros."