Skip to content
Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

BNDES Innovation Credit

BNDES Crédito Inovação

Status

Status not published

Continuous intake; large operations are negotiated directly with BNDES and smaller ones through accredited financial agents.

Open now
Amount
1,000,000 BRL

Long-term subsidised credit for innovation projects, generally from BRL 1 million upwards, financing up to 100% of eligible items for smaller companies. Also includes BNDES Funtec (non-reimbursable) for research institutions and equity via BNDESPar.

Funder

Banco Nacional de Desenvolvimento Econômico e Social (BNDES)

public · national

Deadline: Open all year — Continuous intake; large operations are negotiated directly with BNDES and smaller ones through accredited financial agents.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

Brazilian companies; collateral requirements make this hard to access for pre-revenue startups, which are better served by Finep Startup or state programmes.

How to apply

  1. Submit the consulta prévia (preliminary enquiry) online.
  2. BNDES assesses eligibility and assigns an analysis team.
  3. Full application with the innovation plan and guarantees.
  4. Credit approval, contract and staged disbursement.

What you will need

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.bndes.gov.br/wps/portal/site/home/financiamento/produto/bndes-finem-inovacao · not human-checked

Verified on 14 August 2026

Source: www.bndes.gov.br

Similar programmes

Finep Inovacred (indirect innovation credit line)

Open continuously

Financiadora de Estudos e Projetos (Finep)

FAPESP PIPE - Phase 2

Status not published

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Tecnova Programme (4th round) - decentralised innovation subsidy

Status not published

Financiadora de Estudos e Projetos (FINEP) / Ministério da Ciência, Tecnologia e Inovação (MCTI)

Finep Startup

Status not published

Financiadora de Estudos e Projetos (FINEP)

FAPESP Innovative Research in Small Business (PIPE) - Phase 1

Status not published

Fundação de Amparo à Pesquisa do Estado de São Paulo (FAPESP)

Centelha Programme

Status not published

FINEP, CNPq and MCTI with state research foundations (FAPs)

Paid, separate from Unclaimed

Want a human to review your application?

Involve Consulting can help — a paid expert-review service run by the same person behind Unclaimed, entirely separate from this free check. A flat fee, agreed up front; never a cut of what you receive.

Talk to Involve Consulting