BNDES Innovation Credit
BNDES Crédito Inovação
Status not published
Continuous intake; large operations are negotiated directly with BNDES and smaller ones through accredited financial agents.
Long-term subsidised credit for innovation projects, generally from BRL 1 million upwards, financing up to 100% of eligible items for smaller companies. Also includes BNDES Funtec (non-reimbursable) for research institutions and equity via BNDESPar.
Banco Nacional de Desenvolvimento Econômico e Social (BNDES)
public · national
Deadline: rolling — Continuous intake; large operations are negotiated directly with BNDES and smaller ones through accredited financial agents.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Moderate — a form and supporting documents.
Who can apply
- Sectors: manufacturing, health, energy, ai, agri
- Stage: series_a, growth
- R&D activity required
- Locally registered entity required
Brazilian companies; collateral requirements make this hard to access for pre-revenue startups, which are better served by Finep Startup or state programmes.
How to apply
- Submit the consulta prévia (preliminary enquiry) online.
- BNDES assesses eligibility and assigns an analysis team.
- Full application with the innovation plan and guarantees.
- Credit approval, contract and staged disbursement.
What you will need
- CNPJ and corporate documents
- Innovation project and investment plan
- Audited financial statements
- Guarantees / collateral
- Environmental and labour compliance certificates
Source. https://www.bndes.gov.br/wps/portal/site/home/financiamento/produto/bndes-finem-inovacao — checked 2026-08-14 · not human-checked