Low-risk Loan (Innovasjon Norge)
Lavrisikolån
Open continuously
No deadline — apply whenever you are ready.
Long-term loan covering up to 50% of the capital need, with nominal interest from 6.15% for new loans from 29 Sept 2026; fixed or floating rate and tenor adapted to the company; secured mainly by pledges, guarantees and sureties.
You must co-fund 50%. Work out the cash you need
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
You fund 50% yourself.
Who can apply
- Stage: seed, Series A and growth
- Locally registered entity required
Primarily for SMEs in all industries across Norway, but also large companies; requires satisfactory finances and adequate security.
Related reading: How grant deadlines actually work
Source. https://www.innovasjonnorge.no/tjeneste/lavrisikolan
"Lavrisikolån er et tilbud til bedrifter med behov for finansiering av et langsiktig kapitalbehov."
Last checked against the official page on 5 October 2026
Source: www.innovasjonnorge.no
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