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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Innovation Loan (Innovasjon Norge)

Innovasjonslån

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
25,000,000 NOK

Loan of up to NOK 25 million for profitable development and investment projects; normally up to 50% of the company's capital need. With EIF guarantee, up to EUR 2 million per loan transaction (max exposure EUR 7.5 million). Nominal interest 8.20% (7.86% max with EIF guarantee) for new loans from 29 Sept 2026; 0.5% establishment fee; term normally up to 15 years.

You must co-fund 50%. Work out the cash you need

Funder

Innovasjon Norge

public · national

Deadline: Open all year — Løpende søknadsfrist (rolling). Projects started before a written application is received cannot be financed.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

You fund 50% yourself.

Who can apply

Companies in all industries across Norway with innovation, growth and internationalisation; EIF-guaranteed loans only for SMEs and small mid-caps (<500 FTE). Traditional retail, personal services, rentals, crafts and mainly local/regional businesses are not prioritised.

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.innovasjonnorge.no/tjeneste/innovasjonslan

"Innovasjonslån er en gunstig toppfinansiering av lønnsomme utviklings- og investeringsprosjekter, der bedriften ikke får ordinær bankfinansiering fordi den ikke kan stille sikkerhet for hele lånet."

Last checked against the official page on 5 October 2026

Source: www.innovasjonnorge.no

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