Early Phase Financing
Vroegefasefinanciering (VFF)
Closes in 139 days
Applications close 2026-12-31.
Loan of up to EUR 450,000 per applicant to test whether an idea has a chance on the market. Interest 7.19% as of 1 January 2026. Total budget EUR 3,000,000. Repayment starts 3 to 5 years after disbursement.
Rijksdienst voor Ondernemend Nederland (RVO)
public · national
Deadline: rolling — Open 1 January to 31 December 2026, first come first served while budget lasts.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Moderate — a form and supporting documents.
Who can apply
- Under 5 years old
- small enterprises
- Stage: idea, pre_seed
- R&D activity required
- Locally registered entity required
Three target groups: SME entrepreneurs, innovative starters under 5 years old, and academic/HBO/TO2 starters.
How to apply
- Check whether your province has its own VFF desk (Friesland, Limburg, Noord-Brabant, Noord-Holland, Utrecht, Zeeland, Zuid-Holland) — link
- Submit the application to RVO or the regional office
- Assessment against the five VFF criteria
What you will need
- Proof-of-principle evidence
- Plan to reach proof-of-concept
- Identified follow-up investor
- Repayment plan
Source. https://www.rvo.nl/subsidies-financiering/vroegefasefinanciering-vff — checked 2026-08-14
"Maximum loan: EUR 450,000 per applicant. Total budget: EUR 3,000,000."