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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Early Phase Financing

Vroegefasefinanciering (VFF)

Status

Closes in 93 days

Applications close 2026-12-31.

Open now
Amount
€450,000

Loan of up to EUR 450,000 per applicant to test whether an idea has a chance on the market. Interest 7.19% as of 1 January 2026. Total budget EUR 3,000,000. Repayment starts 3 to 5 years after disbursement.

Funder

Rijksdienst voor Ondernemend Nederland (RVO)

public · national

Deadline: Open all year — Open 1 January to 31 December 2026, first come first served while budget lasts.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

Three target groups: SME entrepreneurs, innovative starters under 5 years old, and academic/HBO/TO2 starters.

How to apply

  1. Check whether your province has its own VFF desk (Friesland, Limburg, Noord-Brabant, Noord-Holland, Utrecht, Zeeland, Zuid-Holland) — link
  2. Submit the application to RVO or the regional office
  3. Assessment against the five VFF criteria

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.rvo.nl/subsidies-financiering/vroegefasefinanciering-vff

"Maximum loan: EUR 450,000 per applicant. Total budget: EUR 3,000,000."

Verified on 14 August 2026

Source: www.rvo.nl

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