Discovery tool, not advice. Every figure is the published rule, not a decision on your case.

Loans

SME Credit Guarantee Scheme

Borgstelling MKB-kredieten (BMKB)

Status

Open continuously

No deadline — apply whenever you are ready.

Always open

Amount

Not published

State guarantee on part of a bank loan to an SME with insufficient collateral. Applied for by the lender, not the company.

Funder

Rijksdienst voor Ondernemend Nederland (RVO)

public · national

Deadline: rolling

Your odds

Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort

quick

Quick — mostly identity and bank details.

Who can apply

Up to 250 employees
medium enterprises
Locally registered entity required

Company must be a Dutch SME; the guarantee is arranged by the accredited financier.

How to apply

Approach an accredited lender
The lender applies for the guarantee at RVO

Apply on the funder's site

Source. https://www.rvo.nl/subsidies-financiering/bmkb — checked 2026-08-14 · not human-checked