TEKUN Niaga business financing schemes
Skim Pembiayaan TEKUN Niaga
Open continuously
No deadline — apply whenever you are ready.
Micro scheme RM 1,000 to 10,000; Small scheme RM 10,001 to 50,000; Medium scheme RM 50,001 to 100,000, up to 5 to 10 years. Profit rate 4% a year on the financing amount, plus a 5% yearly savings requirement.
TEKUN Nasional
public · national
Deadline: Open all year — Standing scheme; apply over the counter at the TEKUN branch nearest the business premises.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- micro enterprises
- Stage: idea stage, pre-seed and seed
- Locally registered entity required
Bumiputera Malaysian citizens aged 18 to 65 (financing must end by age 65); companies must be 100% Bumiputera and Malaysian owned with paid-up capital not above RM 300,000.
Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)
Source. https://www.tekun.gov.my/skim-pembiayaan-tekun-niaga-syarat-syarat/
"Skim Pembiayaan Mikro ( SPM ) | RM 1,000 – 10,000 ... Skim Pembiayaan Sederhana ( SPS ) | RM 50,001 – RM100,000 | Sehingga 10 tahun ... Usahawan diminta membayar kadar keuntungan sebanyak 4% daripada nilai pembiayaan setiap tahun ... Bumiputera dan Warganegara Malaysia"
Last checked against the official page on 5 October 2026
Source: www.tekun.gov.my
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