Nacional Financiera — business financing for MSMEs (guaranteed bank credit)
Nafin — Financiamiento Empresarial (crédito para MIPYMES)
Open continuously
No deadline — apply whenever you are ready.
'Hasta 20 mdp' (up to 20 million pesos), term 'Hasta 5 años', rate 'Anual conforme al destino'. Nafin guarantees/funds the credit; the participating commercial bank sets the final rate and authorises the loan.
Nacional Financiera S.N.C. (Nafin)
public · national
Deadline: rolling — Continuous — a standing credit programme delivered through 15+ participating banks (BBVA, Citibanamex, HSBC, Banorte and others), not a call.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Moderate — a form and supporting documents.
Who can apply
- Stage: growth
- Locally registered entity required
'Para las Micro, Pequeñas y Medianas Empresas mexicanas de los sectores industria, comercio y servicios'. Requires a favourable credit bureau history and a minimum of two years of operation — so it is not available to pre-revenue startups.
How to apply
- Confirm you meet the requirements (formal business, favourable credit bureau history, minimum two years of operation, sufficient cash flow). — link
- Contact one of the participating banks listed by Nafin.
- The bank evaluates creditworthiness and authorises the loan directly.
What you will need
- Documentation requested by the participating bank
- Evidence of at least two years of business operation
- Financial statements demonstrating cash flow
Source. https://www.nafin.com/portalnf/content/financiamiento/empresarial.html — checked 2026-08-14
"Para las Micro, Pequeñas y Medianas Empresas mexicanas de los sectores industria, comercio y servicios ... Hasta 20 mdp ... Hasta 5 años."