Innovation Guarantee
Garantie Innovation
Open continuously
No deadline — apply whenever you are ready.
Bpifrance guarantees bank loans financing innovation projects (intangible or low-collateral investment, working-capital need of the project, pre-financing of CIR and competitiveness-cluster subsidies); standard coverage 60%, minimum term 2 years.
public · national
Deadline: Open all year — Continuous; offered through partner banks.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- Sectors: deeptech
- Stage: seed, Series A and growth
- R&D activity required
- Locally registered entity required
TPE and PME under the EU definition, registered in France, all sectors except financial intermediation and certain real-estate activities.
How to apply
- Ask your bank to request the Bpifrance Innovation Guarantee for the loan.
- Or contact Bpifrance. — link
Related reading: How grant deadlines actually work · SIREN and SIRET numbers, explained
Source. https://www.bpifrance.fr/catalogue-offres/garantie-innovation
"Garantir le financement de projets d'innovation. ... Quotité Cas général : 60%"
Last checked against the official page on 5 October 2026
Source: www.bpifrance.fr
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