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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Growth Loan (SMEs and mid-caps)

Prêt Croissance

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€5,000,000

Unsecured loan of EUR 50,000 to EUR 5 million over 3 to 7 years (up to 10 for industry and construction) at a fixed or variable rate, 0.40% arrangement fee, 5% guarantee retention; 1-for-1 matching with a financial partner.

Funder

Bpifrance

public · national

Deadline: Open all year — Continuous; no published call deadline.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

This is de minimis aid. It counts against the €300,000 ceiling that applies to your company across a rolling three years in this member state (Commission Regulation (EU) 2023/2831). If a new award would take you over, Article 3(7) disqualifies that award in full rather than reducing it — so check your headroom before you apply, not after. Check your headroom for France.

Who can apply

PME and ETI carrying out a development programme (tangible and intangible investment or external growth).

How to apply

  1. Contact Bpifrance (regional office or online form) with your development project. — link
  2. Obtain the mandatory matching financing partner (1 for 1).

Related reading: How grant deadlines actually work · What is de minimis aid?

Apply on the funder's site

Source. https://www.bpifrance.fr/catalogue-offres/pret-croissance

"Minimum : 50 000 €. Maximum : 5 000 000 €. ... Obligatoirement associé à un partenariat financier, à raison de 1 pour 1."

Last checked against the official page on 5 October 2026

Source: www.bpifrance.fr

Report an error Something wrong or out of date? Tell us.

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