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Mortgage to Rent scheme

Morgáiste go Cíos

Paid by Local authorities with Approved Housing Bodies / approved private companies · 🇮🇪 Ireland

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 4 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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2 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

If you are having trouble paying your mortgage, the mortgage-to-rent scheme lets you switch from owning your home to renting it as a social housing tenant.

https://www.citizensinformation.ie/en/housing/owning-a-home/mortgage-arrears/mortgage-to-rent-scheme/

Last checked 2026-08-12 · a researcher confirmed this against the official page

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