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First Home Scheme (shared equity)

First Home Scheme (Scéim na gCéad Tí)

Paid by First Home Scheme Ireland DAC (State and participating banks) · 🇮🇪 Ireland

Check what you're owed

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Email and a six-digit code, then €50 a year. No password to forget.

Who qualifies

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The 4 published rules this programme tests you against — age, income, residency, household and the rest.

The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.

3 documents you'll need

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Exactly what to gather before you start, so nothing sends you back to the beginning.

Where this comes from

You can get up to 30% of the market value of your new property with the First Home Scheme. This is reduced to 20% if you are also getting the Help to Buy Scheme.

https://www.citizensinformation.ie/en/housing/owning-a-home/help-with-buying-a-home/first-home-scheme/

A researcher has read this record against the official page.

Verified on 12 August 2026

Source: www.citizensinformation.ie

Other housing & rent support in Ireland

10 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.

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