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First Home Scheme (shared equity)

First Home Scheme (Scéim na gCéad Tí)

Paid by First Home Scheme Ireland DAC (State and participating banks) · 🇮🇪 Ireland

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 4 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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3 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

You can get up to 30% of the market value of your new property with the First Home Scheme. This is reduced to 20% if you are also getting the Help to Buy Scheme.

https://www.citizensinformation.ie/en/housing/owning-a-home/help-with-buying-a-home/first-home-scheme/

Last checked 2026-08-12 · a researcher confirmed this against the official page

Other housing & rent support in Ireland

Housing Assistance Payment (HAP) Housing Assistance Payment (Íocaíocht Chúnaimh Tithíochta) · Local authorities (HAP Shared Services Centre, Limerick) ●●●● Verified Rent Supplement Rent Supplement (Forlíonadh Cíosa) · Department of Social Protection (DSP) ●●●● Not human-checked

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