Skip to content
Unclaimed
Verified You must apply Housing & rent Discount region · Local authority area

Local Authority Home Loan

Local Authority Home Loan (Iasacht Tithíochta Údaráis Áitiúil)

Paid by Local authorities (funded by Housing Finance Agency) · 🇮🇪 Ireland

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

signInUnlock seePricing

lockedNote

Who qualifies

The 5 published rules this programme tests you against — age, income, residency, household and the rest.

signInUnlock seePricing

lockedNote

The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

See plans Check your total free

3 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

signInUnlock seePricing

lockedNote

Where this comes from

The Local Authority Home Loan offers two fixed interest rate products: 4.00% fixed for up to 25 years (APR 4.07%). 4.05% fixed for up to 30 years (APR 4.13%).

https://www.citizensinformation.ie/en/housing/owning-a-home/help-with-buying-a-home/local-authority-mortgages/

Last checked 2026-08-12 · a researcher confirmed this against the official page

Other housing & rent support in Ireland

Housing Assistance Payment (HAP) Housing Assistance Payment (Íocaíocht Chúnaimh Tithíochta) · Local authorities (HAP Shared Services Centre, Limerick) ●●●● Verified Rent Supplement Rent Supplement (Forlíonadh Cíosa) · Department of Social Protection (DSP) ●●●● Not human-checked

moreLocked

seePlans checkFree