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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

SME Development Fund (SMEDF) indirect lending

Chương trình cho vay gián tiếp của Quỹ Phát triển doanh nghiệp nhỏ và vừa (SMEDF)

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
Not published

Low-interest loans delivered through partner commercial banks: 1.2% a year (short term) and 4.4% a year (medium and long term), up to 7 years. The Fund lends up to 80% of the total investment capital of a project (applicant funds at least 20%).

You must co-fund 20%. Work out the cash you need

Funder

Quỹ Phát triển doanh nghiệp nhỏ và vừa (SMEDF)

public · national

Deadline: Open all year — Standing indirect lending programme; apply through banks that have a framework contract with the Fund.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

You fund 20% yourself.

Who can apply

Innovative startup SMEs, SMEs joining industry clusters and SMEs in value chains, with a feasible business plan, at least 20% own capital in the project and meeting legal collateral requirements.

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://smedf.gov.vn/

"Mức lãi suất cho vay của Quỹ là 1,2%/năm (vay ngắn hạn), 4,4%/năm (vay trung và dài hạn), thời gian vay tối đa không quá 07 năm. ... DNNVV khởi nghiệp sáng tạo: Có dự án, phương án sản xuất, kinh doanh (SXKD) khả thi; Đảm bảo nguồn vốn chủ sở hữu tham gia dự án, phương án SXKD tối thiểu 20% tổng vốn"

Last checked against the official page on 5 October 2026

Source: funder's homepage — the programme page was not found

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Paid, separate from Unclaimed

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