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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

British Business Bank Start Up Loans

Start Up Loans

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
£25,000

Unsecured personal loan of up to £25,000 (average loan £10,264) at a fixed interest rate of 7.5% per year, repayable over 1-5 years. No fees for arranging the loan or for early repayment. Includes 12 months of free business mentoring for first-time recipients.

Funder

The Start Up Loans Company (British Business Bank)

public · national

Deadline: Open all year — Applications accepted at any time.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

Who can apply

Available to people starting a new business or trading for less than 60 months. It is an unsecured personal loan to the individual, not a company loan, so sole traders and partnerships qualify as well as limited companies.

How to apply

  1. Check eligibility criteria (UK resident, business trading less than 60 months, credit check). — link
  2. Register and apply online. — link
  3. Work with a delivery partner to complete a business plan and cash flow forecast.
  4. If approved, receive funds and 12 months of free mentoring.

What you will need

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.startuploans.co.uk/

"Borrow up to £25,000 - Unsecured personal loan - Fixed interest rate of 7.5% per year - Repay the loan over a term of 1-5 years - 12 months of free mentoring - Government-backed"

Verified on 14 August 2026

Source: funder's homepage — the programme page was not found

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Paid, separate from Unclaimed

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