Start Up Loans
Status not published
Continuous applications, subject to programme funding.
Unsecured personal loan of up to GBP 25,000 per founder (average loan GBP 10,264) at a fixed 7.5% per year over 1-5 years. Multiple founders in one business can each apply, up to GBP 100,000 per business.
You must co-fund 0%.
British Business Bank (Start Up Loans Company)
public · national
Deadline: rolling — Continuous applications, subject to programme funding.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Major bid — written case, budget, possibly partners.
Who can apply
- Under 5 years old
- Stage: idea, pre_seed, seed
- Locally registered entity required
It is a personal loan to the individual, so personal credit history matters and you are personally liable. UK resident, 18+, business trading under 60 months. No arrangement or early repayment fees.
How to apply
- Apply online or through a Start Up Loans delivery partner
- Work with a business adviser on your business plan and cash flow forecast
- Credit and affordability assessment
- Loan offer, agreement and drawdown
- 12 months of free mentoring begins
What you will need
- Business plan
- Cash flow forecast
- Personal survival budget
- Proof of identity and UK residency
Source. https://www.startuploans.co.uk/ — checked 2026-08-14
"Loan Amount: Up to GBP 25,000 ... Interest Rate: Fixed at 7.5% per annum ... Repayment Term: 1-5 years ... unsecured personal loan ... trading for less than 60 months ... 12 months of free business mentoring."