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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

Start Up Loans

Status

Status not published

Continuous applications, subject to programme funding.

Open now
Amount
£25,000

Unsecured personal loan of up to GBP 25,000 per founder (average loan GBP 10,264) at a fixed 7.5% per year over 1-5 years. Multiple founders in one business can each apply, up to GBP 100,000 per business.

You must co-fund 0%.

Funder

British Business Bank (Start Up Loans Company)

public · national

Deadline: Open all year — Continuous applications, subject to programme funding.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

Who can apply

It is a personal loan to the individual, so personal credit history matters and you are personally liable. UK resident, 18+, business trading under 60 months. No arrangement or early repayment fees.

How to apply

  1. Apply online or through a Start Up Loans delivery partner
  2. Work with a business adviser on your business plan and cash flow forecast
  3. Credit and affordability assessment
  4. Loan offer, agreement and drawdown
  5. 12 months of free mentoring begins

What you will need

Related reading: How grant deadlines actually work · The Companies House number, explained

Apply on the funder's site

Source. https://www.startuploans.co.uk/

"Loan Amount: Up to GBP 25,000 ... Interest Rate: Fixed at 7.5% per annum ... Repayment Term: 1-5 years ... unsecured personal loan ... trading for less than 60 months ... 12 months of free business mentoring."

Verified on 14 August 2026

Source: funder's homepage — the programme page was not found

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Paid, separate from Unclaimed

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