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Loans

Transformation Guarantee – credit guarantee for the Karlovy Vary, Ústí and Moravia-Silesia regions

Záruka Transformace (NRB)

Status

Status not published

Applications are accepted continuously since 15 December 2025.

Open now
Amount
40,000,000 CZK

Guarantee of up to 80% of a loan of CZK 0.5 to 40 million, up to 7 years, no fee; covers operating and investment expenses.

Funder

Národní rozvojová banka (NRB)

public · regional

Deadline: Open all year — Applications are accepted continuously since 15 December 2025.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Businesses and sole traders operating in the Karlovarský, Ústecký or Moravskoslezský region; guarantee on a bank loan, not a cash grant.

How to apply

  1. Agree a loan with a cooperating bank
  2. Apply for the Transformation Guarantee with NRB through the bank

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.nrb.cz/podnikatele/zaruky/zivnostnici/

"Cílem produktu Záruka Transformace je stimulovat ekonomický růst a zajistit přechod na udržitelnější ekonomiku podnikům a firmám působícím v Karlovarském, Ústeckém nebo Moravskoslezském kraji."

Last checked against the official page on 5 October 2026

Source: www.nrb.cz

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