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Unclaimed
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Loans

National Guarantee – credit guarantee for small businesses (NRB)

Národní záruka (NRB)

Status

Status not published

Applications are accepted continuously (active since 18 December 2025) through cooperating banks.

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Amount
20,000,000 CZK

Guarantee of up to 70% of a commercial bank loan of CZK 0.5 to 20 million, for up to 10 years, no fees; covers investment and operating expenses (buildings, machinery, technology, licences, stock).

Funder

Národní rozvojová banka (NRB), funded by the Ministry of Industry and Trade

public · national

Deadline: Open all year — Applications are accepted continuously (active since 18 December 2025) through cooperating banks.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Sole traders (živnostníci), small and medium enterprises; the project location must be a registered establishment or the registered seat of the applicant in Czechia; guarantee covers the loan, not a cash grant.

How to apply

  1. Choose a cooperating partner bank and agree the loan
  2. Arrange the National Guarantee online with NRB and the partner

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.nrb.cz/produkt/narodni-zaruka/

"Národní záruka je stěžejním záručním programem podpory rozvoje malých a středních podniků"

Last checked against the official page on 5 October 2026

Source: www.nrb.cz

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