Individual health insurance premium reduction
Individuelle Prämienverbilligung (IPV) / Réduction individuelle des primes (RIP)
Paid by Kantone mit Bundesbeiträgen (KVG) · 🇨🇭 Switzerland
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 4 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
2 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
Den Rest der Prämie – die individuelle Prämienverbilligung – übernimmt der Kanton. Je weniger Einkommen und Vermögen jemand hat, desto mehr Unterstützung bekommt sie oder er.
https://www.zh.ch/de/gesundheit/praemienverbilligung_krankenversicherung.html
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: www.zh.ch
Related reading: How to read a grant eligibility rule
Other health & care support in Switzerland
4 more programmes are on the paid plan, with the amount, the rules, the documents and the steps for each.
Similar programmes
Geneva health insurance premium subsidy
Canton de Genève - Service de l'assurance-maladie (SAM)
Ticino health insurance premium subsidy (RIPAM)
Cantone Ticino - Istituto delle assicurazioni sociali (IAS)
Cantonal free HPV vaccination programmes
Kantone (kantonale Impfprogramme; KVG franchisebefreit)
EL coverage of illness and disability costs
Kantonale Ausgleichskassen
IV contributions to assistive devices
Invalidenversicherung (IV)
Compulsory basic health insurance benefits (KVG/LAMal)
Krankenversicherer (Aufsicht BAG)