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Individual health insurance premium reduction

Individuelle Prämienverbilligung (IPV) / Réduction individuelle des primes (RIP)

Paid by Kantone mit Bundesbeiträgen (KVG) · 🇨🇭 Switzerland

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 4 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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2 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

Den Rest der Prämie – die individuelle Prämienverbilligung – übernimmt der Kanton. Je weniger Einkommen und Vermögen jemand hat, desto mehr Unterstützung bekommt sie oder er.

https://www.zh.ch/de/gesundheit/praemienverbilligung_krankenversicherung.html

Last checked 2026-08-12 · a researcher confirmed this against the official page

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