Desenrola Brasil - debt renegotiation programme with discounts
Novo Desenrola Brasil
Paid by Ministério da Fazenda (MP nº 1.355/2026); operado pelos bancos e pela Caixa · 🇧🇷 Brazil
What this pays
The published value, how it is calculated, and whether it is cash or a credit ceiling.
Email and a six-digit code, then €50 a year. No password to forget.
Who qualifies
UnlockThe 3 published rules this programme tests you against — age, income, residency, household and the rest.
The steps, documents and official link are part of the paid plan. Checking how much you're owed stays free.
2 documents you'll need
UnlockExactly what to gather before you start, so nothing sends you back to the beginning.
Where this comes from
Descontos aplicados sobre o valor da dívida original; taxa de juros de 1,99% ao mês; prazos de pagamento entre 12 e 48 meses; parcela mínima de R$ 50,00.
https://www.caixa.gov.br/desenrola/Paginas/default.aspx
A researcher has read this record against the official page.
Verified on 12 August 2026
Source: www.caixa.gov.br
Related reading: How to read a grant eligibility rule
Other income support in Brazil
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