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USDA Section 502 Direct Home Loan Program

Single Family Housing Direct Home Loans (Section 502)

Paid by USDA Rural Development · 🇺🇸 United States

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 4 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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3 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

Section 502 direct loans assist low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas with payment assistance that increases repayment ability.

https://www.rd.usda.gov/programs-services/single-family-housing-direct-home-loans

Last checked 2026-08-12 · a researcher confirmed this against the official page

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