Almi business loans
Almi – lån till företag
Open continuously
No deadline — apply whenever you are ready.
Almi does not publish loan amounts, interest rates or ceilings on its lending page; loans are priced individually and normally complement bank financing. No amount is recorded here rather than guessed.
Almi Företagspartner AB (state-owned)
public · national
Deadline: rolling — Continuous — lending, not a call. Applications are made through Almi's e-services at any time.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Major bid — written case, budget, possibly partners.
Who can apply
- Stage: idea, pre_seed, seed, series_a, growth
- Locally registered entity required
'Företaget behöver inte vara registrerat vid ansökningstillfället, men det måste vara registrerat innan utbetalning.' Almi is state-owned and lends on commercial terms, typically at a higher interest rate than banks to reflect risk (rate not published on the page).
How to apply
- Prepare a business plan and financing need; Almi lending usually complements bank or own financing. — link
- Log in to Almi's e-services with BankID, mobile BankID or Telia e-legitimation and complete the loan application. — link
- Register the company before disbursement — 'Företaget behöver inte vara registrerat vid ansökningstillfället, men det måste vara registrerat innan utbetalning.'
What you will need
- Loan application via Almi e-services
- Business plan and financial forecasts
- Company registration (before disbursement)
Source. https://www.almi.se/vara-tjanster/tjanster/lan/ — checked 2026-08-14
"Vi ger näring till Sverige genom att erbjuda finansiering i form av lån och riskkapital ... Företaget behöver inte vara registrerat vid ansökningstillfället, men det måste vara registrerat innan utbetalning."