Prime Minister's Youth Business and Agriculture Loan Scheme (PMYB&ALS)
Status not published
Applications are open on a rolling basis through the PM Youth Programme portal and participating banks. Verify current markup rates and tier ceilings, which have been revised over time.
Subsidised business loans in three tiers: Tier 1 up to PKR 0.5 million (interest-free), Tier 2 above PKR 0.5 million and up to PKR 1.5 million at 5%, and Tier 3 above PKR 1.5 million and up to PKR 7.5 million at 7%. Tier 1 loans are clean; higher tiers require security per bank policy.
Prime Minister's Youth Programme, Government of Pakistan (delivered through commercial banks)
public · national
Deadline: rolling — Applications are open on a rolling basis through the PM Youth Programme portal and participating banks. Verify current markup rates and tier ceilings, which have been revised over time.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Major bid — written case, budget, possibly partners.
Who can apply
- micro enterprises
- Locally registered entity required
Pakistani nationals broadly aged 21-45 (relaxed to 18 for IT and e-commerce businesses) with entrepreneurial potential. Applicants must not be defaulters. The business must be in Pakistan.
How to apply
- Apply online on the PM Youth Programme portal and select a bank.
- Bank contacts the applicant for documentation and appraisal.
- Sanction and disbursement; repayment over up to 5-8 years depending on tier.
What you will need
- CNIC
- Business plan
- Proof of business premises or intent
- Bank account details
- Security documents for Tier 2 and Tier 3
Source. https://pmyp.gov.pk/ — checked 2026-08-14 · not human-checked