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Unclaimed
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Loans

ENISA Innovation x Climate line

ENISA Innovación x Clima

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
€1,500,000

Participating loan (prestamo participativo) of EUR 25,000 to EUR 1,500,000 with no real or personal guarantees; repayable up to 7 years with up to 2 years grace; two-part interest (Euribor + spread, plus a result-linked second tranche); 0.5% opening fee. Own funds must be at least equal to the loan requested.

Funder

Empresa Nacional de Innovación (ENISA)

public · national

Deadline: Open all year — Open continuously through the ENISA portal.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Spanish SME (under 250 staff and turnover under EUR 50m or balance under EUR 43m) with Spanish tax domicile; own funds at least equal to the loan; last accounts filed in the Registro Mercantil (audited if more than EUR 300,000); up to date with tax and social security; viable business plan. Must offer climate-resilience solutions and/or be affected by a civil-protection emergency (premises, registered office or suppliers in the affected zone); any sector except real estate and financial.

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.enisa.es/servicios/financiacion/innovacion-x-clima/

"Para proyectos empresariales con potencial para fortalecer la prevención, la preparación y la respuesta frente a los desafíos derivados de las emergencias y el cambio climático. - Importes de 25.000 hasta 1.500.000 euros sin garantías."

Last checked against the official page on 5 October 2026

Source: www.enisa.es

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