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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

FOGAPE state guarantee for small business loans

FOGAPE — Fondo de Garantía para Pequeños Empresarios

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
Not published

State guarantee covering up to 80% of a bank financing for clients with sales up to UF 25,000 and up to 50% for sales between UF 25,001 and UF 100,000; financing capped at up to UF 15,000 depending on beneficiary type. A guarantee commission is charged.

Funder

Fondo de Garantía para Pequeños Empresarios (administered by BancoEstado)

public · national

Deadline: Open all year — Standing guarantee used through participating banks; sales of the last 12 months must be accredited.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
quick

Quick — mostly identity and bank details.

Who can apply

Companies with annual sales not above UF 100,000, accredited for the last 12 months; the guarantee is requested through the lending bank.

Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)

Apply on the funder's site

Source. https://www.bancoestado.cl/content/bancoestado-public/cl/es/home/inicio---bancoestado-pequena-empresa/productos/garantias-estatales---bancoestado-pequena-empresa/fogape-para-el-pequeno-empresario---bancoestado-pequenas-empresa.html

"Para empresas con ventas anuales no superiores a UF 100.000. Cobertura hasta el 80% del financiamiento, para clientes con ventas hasta UF 25.000. Cobertura hasta el 50% del financiamiento, para clientes con ventas entre UF 25.001 y UF 100.000. Tope financiamientos de hasta UF 15.000 según tipo de be"

Last checked against the official page on 5 October 2026

Source: www.bancoestado.cl

Report an error Something wrong or out of date? Tell us.

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