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Unclaimed
Discovery tool, not advice. Every figure is the published rule, not a decision on your case.
Loans

BDC Start-up Financing / Small Business Loan

Financement de démarrage BDC

Status

Open continuously

No deadline — apply whenever you are ready.

Always open
Amount
350,000 CAD

Two distinct online products are advertised: Start-up Financing — 'Get up to $150,000 to grow your business'; Small Business Loan — 'Get up to $350,000 online quickly and easily'. Interest rates and terms are quoted individually; not published on the page.

Funder

Business Development Bank of Canada (BDC)

public · national

Deadline: Open all year — Continuous — commercial lending, no calls or deadlines.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
moderate

Moderate — a form and supporting documents.

Who can apply

Business must be registered in Canada, have recorded sales, have good personal and business credit standing, all shareholders of legal age, and maintain a business bank account. BDC is a Crown corporation lending on commercial terms — this is debt, not a grant.

How to apply

  1. Check eligibility online. — link
  2. Tell BDC about your financing needs.
  3. Receive a tailored solution based on your financial profile.

What you will need

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.bdc.ca/en/financing

"Start-up Financing: Get up to $150,000 to grow your business. ... Small Business Loan: Get up to $350,000 online quickly and easily. ... Your business has recorded sales."

Verified on 14 August 2026

Source: www.bdc.ca

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