Win-Win Loan
Winwinlening
Open continuously
No deadline — apply whenever you are ready.
Subordinated loan from a private individual to a Flemish SME, where the lender receives an annual tax credit; ceilings per lender and per borrower are set in the decree.
PMV/z (Participatiemaatschappij Vlaanderen)
public · regional
Deadline: Open all year
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Quick — mostly identity and bank details.
Who can apply
- medium-sized enterprises
- Stage: idea stage, pre-seed and seed
- Locally registered entity required
Borrower must be an SME or self-employed person with an operating seat in Flanders; the lender must be a Flemish resident who is not an existing shareholder.
How to apply
- Agree terms with a private lender
- Register the loan with PMV/z within the statutory period — link
What you will need
- Loan agreement
Related reading: How grant deadlines actually work · The EU SME definition (Recommendation 2003/361)
Source. https://www.pmv.eu/ · not human-checked
Verified on 14 August 2026
Source: funder's homepage — the programme page was not found
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