Khalifa Fund - Khutwa (start-up finance)
صندوق خليفة لتطوير المشاريع - خطوة
Status not published
Rolling applications through the Khalifa Fund portal and Abu Dhabi service centres.
Interest-free start-up financing for Emirati-owned businesses. The Khutwa product has historically covered projects up to around AED 3 million, with smaller tiers (Bidaya, Zeyada) for micro and expansion projects.
Khalifa Fund for Enterprise Development (Abu Dhabi)
public · regional
Deadline: rolling — Rolling applications through the Khalifa Fund portal and Abu Dhabi service centres.
This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.
Major bid — written case, budget, possibly partners.
Who can apply
- Stage: idea, pre_seed, seed
- Locally registered entity required
Restricted to UAE nationals (Emiratis), with the founder required to work full time in the business. Some Khalifa Fund programmes extend to Abu Dhabi residents.
How to apply
- Register on the Khalifa Fund portal.
- Complete the business plan and feasibility study (training support is provided).
- Credit and feasibility review.
- Finance agreement and staged disbursement with post-finance mentoring.
What you will need
- Emirates ID and family book
- Feasibility study / business plan
- Trade licence or licence application
- Bank statements
Source. https://www.khalifafund.ae/ — checked 2026-08-14 · not human-checked