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Unclaimed
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Loans

Khalifa Fund - Khutwa (start-up finance)

صندوق خليفة لتطوير المشاريع - خطوة

Status

Status not published

Rolling applications through the Khalifa Fund portal and Abu Dhabi service centres.

Open now
Amount
3,000,000 AED

Interest-free start-up financing for Emirati-owned businesses. The Khutwa product has historically covered projects up to around AED 3 million, with smaller tiers (Bidaya, Zeyada) for micro and expansion projects.

Funder

Khalifa Fund for Enterprise Development (Abu Dhabi)

public · regional

Deadline: Open all year — Rolling applications through the Khalifa Fund portal and Abu Dhabi service centres.

Your odds
Not published

This funder does not publish a success rate. We rank it using the rate observed across similar programmes and label it as an estimate rather than implying we know.

Effort
major

Major bid — written case, budget, possibly partners.

Who can apply

Restricted to UAE nationals (Emiratis), with the founder required to work full time in the business. Some Khalifa Fund programmes extend to Abu Dhabi residents.

How to apply

  1. Register on the Khalifa Fund portal.
  2. Complete the business plan and feasibility study (training support is provided).
  3. Credit and feasibility review.
  4. Finance agreement and staged disbursement with post-finance mentoring.

What you will need

Related reading: How grant deadlines actually work

Apply on the funder's site

Source. https://www.khalifafund.ae/ · not human-checked

Verified on 14 August 2026

Source: funder's homepage — the programme page was not found

Similar programmes

Emirates Development Bank Credit Guarantee Scheme

Status not published

Emirates Development Bank (EDB)

Khalifa Fund for Enterprise Development - funding products

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Khalifa Fund for Enterprise Development, Government of Abu Dhabi

Dubai SME - Mohammed Bin Rashid Fund support for Emirati entrepreneurs

Status not published

Dubai SME (Mohammed Bin Rashid Establishment for SME Development), Department of Economy and Tourism

MBRIF Guarantee Scheme

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Mohammed Bin Rashid Innovation Fund (UAE Ministry of Finance), supported by Emirates Development Bank

Dubai Future District Fund (DFDF)

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Dubai Future District Fund

ADIO Innovation Programme

Status not published

Abu Dhabi Investment Office (ADIO)

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