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Starter's Loan (municipal bridging loan for first-time buyers)

Starterslening (gemeente / SVn)

Paid by Gemeente / Stimuleringsfonds Volkshuisvesting (SVn) · 🇳🇱 Netherlands

What this pays

The published value, how it is calculated, and whether it is cash or a credit ceiling.

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Who qualifies

The 6 published rules this programme tests you against — age, income, residency, household and the rest.

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The steps, documents and official link are part of the paid plan. Checking how much you're owed is free and always will be.

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4 documents you'll need

Exactly what to gather before you start, so nothing sends you back to the beginning.

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Where this comes from

Je vraag de Starterslening aan bij het SVn, het Stimuleringsfonds Volkshuisvestiging. De SVn Starterslening heeft een looptijd van 30 jaar. Na de eerste drie jaar worden de maandlasten bepaald op basis van je inkomen.

https://svn.nl/starterslening

Last checked 2026-08-12 · a researcher confirmed this against the official page

Other housing & rent support in Netherlands

Rent Benefit (rent allowance for low-income tenants) Huurtoeslag · Belastingdienst / Dienst Toeslagen ●●●● Verified National Mortgage Guarantee (lower interest rate and safety net for buyers) Nationale Hypotheek Garantie (NHG) · Stichting Waarborgfonds Eigen Woningen (WEW) ●●●● Verified